wow from all these threads about timing chains and things going bad I'm afraid of even starting my car now!! 
Oh, it will not happen at idle
It waits till you are at 5-6k, then grenades the pump. :mad:
This way it does maximum damage.
Pull your valve cover and lower pan. Make sure no bolts are in there, no metal shavings, and look over the timing chain and cam sprockets. The cam sprockets are the slowest to wear, so if they show signs of wear, it is time to think about rebuilding the timing case.
One thing you sort of have to accept with these cars:
They will break.
In this way, they are similar to a Ferrari, you can drive it, and have it break while having fun, or you can leave it in the garage and have it break each time you do drive it. Or you could buy a different car.
The good side is these are cheaper and easier to work on. If you are careful about how you fix things and follow what others have done on here to remedy things, you will get away pretty cheap when even major things happen.
These cars have always had a pretty high maintenance cost (about $1000 per year average). I went in knowing this and by doing things myself it has been about half to 3/4 so far. If it has been a while since something major broke, expect something soon. Just how it is, they were never meant for poor students to own unfortunately.
Drive your car, enjoy it, expect it to break.
No sense in being paranoid or freaking out.
And get AAA.