John W, I think you hit the nail on the head there.
I changed the oil, and there was no clumps, or discoloration (besides being used of course, it was darker then new).
It seems like it is just in the dipstick area. Ofcourse if I dropped the oil pan(s), I'm sure I would find more deposits.
I changed oil from the Mobil1 synthetic to a Formula 1 synthetic. It was on sale, and cheaper then the no name brands.
Either way, I think I need a suburban anyways, now I can have both.
Thanks fellas.