Author Topic: Insurance reduction? (Read 3212 times)

Geoff · « **on:** July 18, 2012, 08:35:46 AM »

My insurance company tells me they can give me a discount if I prove that my car has anti-lock brakes and a air-bag. The build sheet shows the air-bag, so thats cool, but what about the brakes? was anti-lock brakes on all 91 318is cars?
Geoff

colin86325 · « **Reply #1 on:** July 18, 2012, 08:48:35 AM »

I believe so. I had a January 1986 325 that had ABS as well.

DesktopDave · « **Reply #2 on:** July 18, 2012, 11:27:41 AM »

ABS was standard on all '91s, as well as the airbag except convertibles IIRC.

Your build sheet should have them both as installed options regardless. I think they're the following codes:
210 ANTI-BLOCKIER-SYSTEM (ABS)
242 DRIVER AIR BAG+SERIES STRG WHL RIM(PUR)

Geoff · « **Reply #3 on:** July 18, 2012, 03:24:25 PM »

yeah, thats the weird thing. it definitely has ABS, but its not on the build sheet.
Geoff

DesktopDave · « **Reply #4 on:** July 18, 2012, 04:07:07 PM »

I'd forward this article from Edmunds to your insurer. Alternatively, will they accept a pro mechanic's advice or affidavit?

Mine didn't have ABS listed as an option either, I just double-checked.

Found this great link to BMW's ETK while searching, though:
http://www.bmw.com/com/en/owners/accessories/electronic-parts-catalogue/electronic-parts-catalogue.html

Geoff · « **Reply #5 on:** July 19, 2012, 05:31:52 AM »

thanks Dave. I think I probably have enough ammo now. After all the effort, they will probably give me a 2 dollar reduction:rolleyes:
Geoff

Boxx123 · « **Reply #6 on:** July 23, 2012, 08:15:43 AM »

How much money they will deduct from your insurance? I think it better if they will just decrease the insurance rate.

Geoff · « **Reply #7 on:** July 23, 2012, 03:06:29 PM »

certainly glad you clarified that..feel better?

Guy de Truc · « **Reply #8 on:** July 24, 2012, 07:55:32 PM »

My convertible has ABS and Airbags. It seems to me it's standard on all the models.

Author Topic: Insurance reduction? (Read 3212 times)

Boxx123