oh man, that sux big time!! :eek: Your car was really nice (loved the wheels on it, it was a rare exterior color AND had the awesome rare interior)!
http://www.m42club.com/forums/showthread.php?t=4854 
Here's a suggestion -
negotiate w/ the insurance company - get a fair payout from them for your vehicle - then tell them you want to keep the car. Now you will have a check in your hand that you can bank - and you also still have the vehicle which you can either A) sell it as is and make $$$, B) part it out and make $$$ or C) buy another M42 and use all of the good parts from yours on it and sell the remnants for $$$...
You will make out by going the above route.
Sorry again for the loss, best of luck to you and getting things resolved.
Did you at least punch the lady in the head?

(btw - did you car have a driver's side airbag wheel - if so, how come it did not deploy?)